42 Business combinations

Business combinations refer to acquisitions of businesses in which the Parent
Company directly or indirectly obtains control of the acquired business.
Business combinations in 2008

Folksam Fond AB

On 2 January 2008, Swedbank Robur AB acquired all the shares in Folksam Fond AB. The acquisition was settled in cash.

Recognised in the Group on
acquisition date, SEKm
Carried in
the Group on
acquisition date
Carried in the
acquired entity on
acquisition date
Assets 58 58
Liabilities 15 15
Subsidiary’s net assets 43 43
Intangible fixed assets, fund management assignments 583
Deferred taxes –163
Total 463
Purchase price paid in cash 463
Cash flow
Acquired cash and cash equivalents in subsidiary 42
Cash paid –463
Net –421
From the acquisition date, the acquired company contributed SEK 14m to profit for the year and SEK 87m to revenues in 2008.

Other
Carried in
the Group on
acquisition date
Carried in the
acquired entity on
acquisition date
Subsidiary’s net assets 13 13
Acquired minority –6
Goodwill 7
Total 14
Acquisition cost 14
Cash flow
Acquired cash and cash equivalents in subsidiary 2
Cash paid –14
Net –12

On 31 March 2008, Swedbank acquired all the shares in ZAO OKO Capital Vostok. The acquisition cost of SEK 5m was paid in cash. Swedbank AB also acquired 51 percent of the shares in European Agency for Debts Recovery on 31 December 2008.The acquisition cost amounted to SEK 9m and was paid in cash.

Business combinations in 2007
OJSC Swedbank
On 9 July 2007, Swedbank AB acquired all the shares in JSCB TAS-Kommerzbank, whose name was later changed to OJSC Swedbank. In turn, OJSC Swedbank owns all the shares in CJSC TAS-Investbank, whose name was changed to CJSC Swedbank Invest. The acquisition was settled in cash. In addition, a maximum supplemental payment of USD 250m could be paid, though not later than within three years. The supplemental payment is based on the acquired company’s earnings and financial performance and was valued on the acquisition date at USD 125m. The properties included in the business combination were already recognised at fair value in the subsidiary.
Carried in
the Group on
acquisition date
Carried in the
acquired entity on
acquisition date
Assets 9 360 9 360
Liabilities 8 448 8 448
Subsidiary’s net assets 912 912
Intangible assets, customer base 243
Deferred taxes –61
Total 1 094
Purchase price paid 4 606
Estimated supplemental payment 840
Transaction expenses 58
Acquisition cost 5 504
Goodwill 4 410
Adjustment of goodwill
as a result of cash flow hedging
157
Total goodwill 4 567
Cash flow
Acquired cash and
cash equivalents in subsidiary
289
Cash paid –4 664
Net –4 375
The goodwill that arose principally reflects the value of anticipated future business volumes and expansion. The value of the customer base was estimated by calculating the present value portion of the future profit margin on existing business volumes. Affter the acquisition date, the acquired company contributed SEK 126m to profit for the year and SEK 558m to revenues in 2007. If the acquisition had occured on 1 January 2007, the company would have contributed SEK 147m to profit for the year and SEK 897m to revenues.
Söderhamns Sparbank AB
On 28 February 2007, Swedbank AB acquired the remaining 60 percent of the shares in Söderhamns Sparbank AB, which thereby become a wholly owned subsidiary as of the same date. Previously, the company was consolidated as an associate. Söderhamns Sparbank AB was merged in 2007 with Swedbank AB, effective 28 February 2007.
Carried in
the Group on
acquisition date
Carried in the
acquired entity on
acquisition date
Assets 1 159 1 159
Liabilities 1 044 1 039
Subsidiary’s net assets 115 120
Previously consolidated equity as associate –48
Surplus value lending 14
Intangible fixed assets customer base 41
Other 12
Deferred taxes –19
Total 115
Purchase price paid 117
Acquisition cost 117
Goodwill arising from acquisition 2
Goodwill arising from previous acquisitions 22
Total goodwill 24
Cash flow
Acquired cash and cash equivalents in subsidiary 5
Cash paid –117
Net –112
The goodwill that arose principally reflects the value of anticipated future business volumes and expansion. Lending was valued as if the asset had been acquired separately. The value of the customer base was estimated by calculating the present value portion of the future profit margin on existing business volumes. After the acquisition date, the acquired company contributed SEK 16m to profit for the year and SEK 42m to revenues in 2007. If the acquisition had occured on 1 January 2007, the company would have contributed SEK 18m to profit for the year and SEK 50m to revenues.

Other
Carried in
the Group on
acquisition date
Carried in the
acquired entity on
acquisition date
Subsidiary’s net assets 4 4
Goodwill 24
Total 28
Acquisition cost 28