Group

Income statement

Statement of comprehensive income

Statement of changes in equity

Statement of cash flow

Initial notes

Note G1 - Corporate information

Note G2 - Accounting policies

Note G3 - Risks

Assets taken over for protection of claims and cancelled leases

Liquidity risks

Interest-rate risks

Share price risks

Operational risks

Note G4 - Capital

Internal capital assessment

Capital adequacy analysis

Note G5 - Operating segments

Note G6 - Geographical distribution

Note G7 - Products

Note G8 - Customers

Note G9 - Net interest income

Note G10 - Net commissions

Note G11 - Net gains and losses on financial items at fair value

Note G12 - Net insurance

Note G13 - Other income

Note G14 - Staff costs

Note G15 - Other general administrative expenses

Note G16 - Depreciation/amortisation of tangible and intangible fixed assets

Note G17 - Impairments of tangible assets including repossessed lease assets

Note G18 - Credit impairments

Note G20 - Earnings per share

Note G21 - Tax for each component in other comprehensive income

Note G22 - Treasury bills and other bills eligible for refinancing with central banks, etc.

Note G23 - Loans to credit institutions

Note G24 - Loans to the public

Note G25 - Bonds and other interest-bearing securities

Note G26 - Financial assets for which the customers bear the investment risk

Note G27 - Shares and participating interests

Note G28 - Investments in associates

Note G29 - Derivatives

Note G30 - Intangible fixed assets

Note G31 - Tangible assets

Note G32 - Other assets

Note G33 - Prepaid expenses and accrued income

Note G34 - Amounts owed to credit institutions

Note G35 - Deposits and borrowings from the public

Note G36 - Financial liabilities for which customers bear the investment risk

Note G37 - Debt securites in issue, etc.

Note G38 - Short positions securities

Note G39 - Pension provisions

Note G40 - Insurance provisions

Note G41 - Other liabilities and provisions

Note G42 - Accrued expenses and prepaid income

Note G43 - Subordinated liabilities

Note G44 - Equity

Note G45 - Fair value for financial instruments

Note G46 - Reclassification of financial assets

Note G47 - Specification of adjustments for non-cash items in operating activities

Note G48 - Dividend paid and proposed

Note G49 - Assets pledged, contingent liabilities and commitments

Note G50 - Operational leasing

Note G51 - Business combinations

Note G52 - Change in ownership interest in subsidiary

Note G53 - Related parties and other significant relationships

Note G54 - Sensitivity analysis

Note G55 -Events after 31 December 2010

Group Financial statements and notes