Key ratios
Key ratios, Swedbank group
|
2007 |
2006 |
2005* |
| Profit |
|
|
|
| Operating profit, SEK M |
15,586 |
14,263 |
15,010 |
| Interest margin, % |
1.12 |
1.11 |
1.30 |
| C/I-ratio before loan losses |
0.51 |
0.52 |
0.48 |
| Return on equity, % |
18.9 |
19.3 |
24.6 |
| Return on total capital, % |
1.02 |
1.10 |
1.33 |
| Earnings per share, SEK |
23.28 |
21.11 |
23.14 |
| Earnings per share after dilution, SEK |
23.28 |
21.11 |
23.14 |
| Capital |
|
|
|
| Capital adequacy ratio, % ** |
- |
9.8 |
9.71 |
| Capital adequacy ratio, % *** |
9.3 |
- |
- |
| Primary capital ratio, % |
- |
6.5 |
6.5 |
| Credit quality |
|
|
|
| Loan loss ratio, net, % |
0.07 |
-0.02 |
0.04 |
| Share of impaired loans, % |
|
0.07 |
0.12 |
| Provision ratio for individually identified impaired loans, % |
|
50 |
48 |
Total provision ratio for impaired loans, %
|
120 |
195 |
171 |
* According to IFRS.
** According to older rules
*** According to transition rules
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