The Board´s committees

The Board of Directors has three committees: the Remenuration Committee and the Credit and Audit committees.

The Remenuration Committee

The Remenuration Committee prepares compensation issues before they are discussed by the Board.
Meetings in the Remenuration Committee assume that all Board members are present. The Committee has the following members:

Function	Name
Chair	Carl Eric Stålberg
Deputy Chair	Ulrika Francke
	Berith Hägglund-Marcus

The Credit Committee

The Credit Committee (CC) comprises four members. The CEO is co-opted member of the committee. The Chair of the Board is the Chair of the CC. The CC prepares credit issues before they are discussed by the Board and takes other decisions on credit-related issues. The Committee also recommends credit risk strategies before they are discussed by the Board. The Committee has the following members:

Function	Name
Chair	Carl Eric Stålberg
Deputy Chair	Ulrika Francke
	Göran Johnsson
	Anders Nyblom

The Audit Committee

The Audit Committee comprises three members. The head of the Internal Audit function is a co-opted member of the Committee. The Committee is a preparatory organ and is tasked with, amongst other things, through its work and in dialogue with both the external auditors and the head of the Internal Audit function, augmenting the information received by the Board with regard to:

any deficiencies in routines and the organisation with regard to governance, risk management and control
the reliability and efficiency of the financial reporting
ensuring that the auditors’ work is conducted efficiently and otherwise in a satisfactory manner.

The Audit Committee has the following members:

Function	Name
Chair	Ulrika Francke
	Gail Buyske
	Berith Hägglund-Marcus
	Caroline Sundewall