Competition in Swedbank's home markets
In an international context, the banking sector is relatively concentrated in Swedbank’s home markets.
In Sweden, Swedbank, Handelsbanken, Nordea and SEB accounted for about 70 per cent of deposits and lending in 2014. Swedbank is the biggest in retail banking and has a leading market position in mortgages, deposits from private customers and fund management.
The Estonian banking sector is more concentrated than Sweden’s. The market is dominated by foreign companies. Together, Swedbank, SEB, Nordea and Sampo (owned by Danske Bank) control around 90 per cent of the market. Latvia has a more fragmented market where local banks account for 30 to 70 per cent of the various segments. Like Sweden, the banking market in Lithuania is dominated by a few major players.
Swedbank's market shares on its home markets
Below you will find the market shares on Swedbank's home markets. For more information, please see our fact book under Financial reports.
Market shares, %
Updated February 2016
|of which mortgage loans||25||25||25||26||26|
|Life insurance 1), new premiums||6||5||6||8||8|
|Life insurance 1), premium income||7||7||7||8||9|
|Bank Giro ( Sep2015)||34||34||34||33||32|
|of which mortgage loans||46||45||46||46||46|
|Domestic Payments (Sep 2015)||59||59||59||60||62|
|International payments (Sep 2015)||30||33||37||41||52|
|of which mortgage loans (Sep 2015)||31||31||31||29||26|
|Loans*, corporate (Dec 2014)||17||17||17||18||18|
|Domestic Payments (Jun 2015)||54||53||40||42||48|
|International payments (Jun 2015)||12||4||21||21||21|
|Loans*, private (Sep 2015)||28||28||27||27||26|
|of which mortgage loans (Sep 2015)||26||27||26||25||25|
|Deposits, private (Sep 2015)||37||37||37||40||36|
|Pensions, private (Oct 2015)||35||35||35||36||37|
|Loans*, corporate (Sep 2015)||23||23||21||21||20|
|Deposits, corporate (Sep 2015)||24||22||25||27||24|
|Domestic Payments (Sep 2015)||41||41||40||42||39|
|International payments out (Sep 2015)||26||25||27||29||29|
* Excluding credit institutions, Swedish National Debt Office and repurchase agreements
1) Rolling 12 months. From 2015 market shares are measured as premiums paid (excl transfer of capital from other insurance companies) insted of premium income.