Taken together, our goals contribute to the creation of long-term value. A high level of customer value is a requirement for sustainable profitability. Our focus on cost efficiency gives us the scope for investment required to enable us to remain an attractive bank in the future.
Return on equity
- The return on equity shall amount to at least 15 per cent.
The return on equity for the full year 2014 was 15.2 per cent (14.7) for continuing operations.
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- Swedbank should be market leader in cost efficiency. Swedbank's C/I ratio for 2014 was 0.45.
Q4 14 Q3 14 Q2 14* Q1 14 Q4 13 % 0.46 0.41 0.47 0.45 0.46
*C/I ratio excluding the acquisition of Sparbanken Öresund was 0.43
Due to continued uncertainty around capital requirements Swedbank's board of Directors has not established a new capital target.
During 2014 Swedbank's capital ratio improved to 21.2 per cent (18.3).
CET1 capital ratio
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