Risk profile

Swedbank maintains a conservative risk profile, with resilience to both short-term and long-term external stress.

Risk management

Managing liquidity risk is an integral part of the business operations. Swedbank’s funding strategy and liquidity reserve are key components in liquidity management. The funding operations seek diversification across markets, instrument types and currencies. To be resilient to stressed circumstances, an adequate buffer of high-quality liquid assets is maintained.

Swedbank’s liquidity position is limited by the internal Survival horizon measurement and the overcollateralisation level of the cover pool.