Swedbank’s risk management is built on three lines of defence, clear goals and strategies, policies and guidelines, an efficient operating structure, and transparent reporting.
All financial operations entail risks. Managing them well is critical for Swedbank. The basis of efficient risk management and a good risk-adjusted return is a strong, consistent risk culture with delegated responsibility and decision-making close to the customer.
Swedbank’s risk management is built on a sophisticated risk process with three lines of defence.