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Responsible business

Man standing in linen shop - small business.

In all our work we take economic, social and environmental aspects into account, and we integrate issues such as human rights, environment and anti-corruption into business decisions. This supports risk management and creates value for our stakeholders.


Our ability to assess a company’s value today and in the future is an important part of our savings offering, which largely consists of funds. In fund management, we see sustainability risk as financial risk.


Sound, responsible lending is our core business. A customer’s payment ability, solidity and collateral are always the decisive factors in the lending process, but we also take sustainability into account before approving a credit.


We have to know our customers and understand where their money comes from and the aim of their relationship with the bank. This reduces the risk of money laundering or terrorist financing.


Sustainability is integrated into the procurement process in agreements, risk assessments and monitoring for all reported purchases exceeding EUR 50,000.

Environment and climate

Swedbank works actively to reduce consumption of the Earth’s finite resources and to promote a stable climate and energy transformation.

Dangling summer legs.

Managing snvironmental and social risks

Sustainability risks can rarely be separated from financial risks. As a bank we have an important role to play by factoring sustainability risks into our financing and investment decisions.

Products and services

Swedbank integrates social and environmental considerations into core business decisions. We assist our customers in reaching their individual financial objectives and help them understand how to take the environment into consideration.