Consensus estimates
Consensus is based on earnings estimates made by equity analysts covering Swedbank.
Estimates are updated before and after the publication of Swedbank's interim reports. Source: Infront
| Estimates | Q3 2025 | 2025 | 2026 | 2027 | 
|---|---|---|---|---|
| Net interest income | 10 677 | 43 499 | 42 627 | 44 606 | 
| Net commission income | 4 179 | 16 408 | 17 257 | 17 990 | 
| Net gains/losses on financial items | 678 | 2 769 | 2 708 | 2 728 | 
| Other income | 1 119 | 4 779 | 4 653 | 4 721 | 
| Total income | 16 653 | 67 455 | 67 246 | 70 044 | 
| Total expenses | -6 147 | -25 307 | -26 211 | -27 014 | 
Of which staff costs  | -3 750 | -15 184 | -15 577 | -16 028 | 
| Profit before impairments, bank taxes & resolution fees | 10 506 | 42 148 | 41 035 | 43 030 | 
| Credit impairments | -286 | -633 | -1 325 | -1 377 | 
| Bank taxes & resolution fund fee | -718 | -3 017 | -2 491 | -2 371 | 
| Profit before tax | 9 502 | 38 497 | 37 219 | 39 282 | 
| Tax expense | - 1 950 | - 8 079 | -7 823 | - 8 282 | 
| Profit for the period (loss) | 7 552 | 30 418 | 29 396 | 31 000 | 
| EPS (SEK) | 6,72 | 27,06 | 26,15 | 27,57 | 
| DPS (SEK) | 
  | 19,08 | 23,30 | 22,54 | 
| Return on Equity (%) | 14,3 | 14,0 | 13,2 | 13,6 | 
| Common Equity Tier 1 capital ratio (%) | 19,9 | 19,5 | 19,1 | 19,0 |