Swedbank is a full-service bank. In our four home markets, we offer you services such as loans and mortgages; savings and investments; payment services; pension and insurance, and private banking. Our subsidiary in Luxembourg provides you with fund services and with foreign mortgages in France, Spain and Portugal. We also have international branches in China, Denmark, Finland, Norway and the US, offering a wide variety of services to meet your banking needs. Swedbank also has a representative office in South Africa which facilitates relationships with local banks and organisations across the African economies.