- The report provides an overview of your total savings and the change in value during 2018 (if you had such holdings).
- The length of the report will vary depending on which savings products you have.
- You are receiving the report as a consequence of the MiFID2 and IDD EU regulations, which are intended to strengthen consumer protection for those who invest in savings products, including endowment insurance.
More information on the Costs and Charges Report
If you had savings in one or more savings/insurance products in 2018 and/or traded in Fixed Income or FX derivatives, you have received a report that summarises your costs and charges during the year.