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Financial targets and KPIs

Taken together, our goals contribute to the creation of long-term value. A high level of customer value is a requirement for sustainable profitability. Our focus on cost efficiency gives us the scope for investment required to enable us to remain an attractive bank in the future.

Return on Equity

  • Swedbank's goal is to achieve a Return on Equity of at least 15 per cent.
  • The Return on Equity for the full year 2020 (excl. administrative fine) was 11.4 per cent on total operations.

Return on Equity
  Q3 21 Q2 21 Q1 21 Q4 20 Q3 20
% 13.6 14.2 12.8 11.8 14.3

Cost efficiency

  • Swedbank's goal is to achieve market-leading cost efficiency.
  • The bank's C/I ratio for 2020 (excl. administrative fine) was 0.45 per cent.

C/I ratio
  Q3 21 Q2 21 Q1 21 Q4 20 Q3 20
% 0.42 0.42 0.44 0.47 0.41

Capitalisation

  • Swedbank’s goal is to have solid capitalisation and to maintain a Common Equity Tier 1 capital buffer of 1-3 percentage points above the Swedish FSA’s requirement.
  • At the end of year 2020 Swedbank's Common Equity Tier 1 ratio was 17.5 per cent.

Common Equity Tier 1 ratio
  Q3 21 Q2 21 Q1 21 Q4 20 Q3 20
% 18.5 18.5 18.0 17.5 16.8