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Financial target

Return on equity

  • Swedbank's financial target is to achieve a return on equity of at least 15 per cent.
  • The return on equity for the full year 2024 was 17.1 per cent.

 

Return on equity by quarter
Q1 25Q4 24Q3 24Q2 24Q1 24Q4 23
15.2%15.8%18.4%17.5%16.9%16.9%

Supporting KPIs

Cost efficiency

  • Swedbank seeks to achieve a cost/income (C/I) ratio of 0.40.
  • The bank's C/I ratio for 2024 amounted to 0.34.

 

C/I ratio by quarter
Q1 25Q4 24Q3 24Q2 24Q1 24Q4 23
0,35%0.36%0.31%0.35%0.34%0.34%

Capitalisation

  • Swedbank shall maintain a Common Equity Tier 1 capital buffer of 100-300 basis points above the Swedish FSA’s requirement.
  • The bank aims for a buffer of 200 basis points in 2025 and onwards.
  • At the end of year 2024 Swedbank's Common Equity Tier 1 ratio was 19.8 per cent.

 

Common Equity Tier 1 ratio by quarter
Q1 25Q4 24Q3 24Q2 24Q1 24Q4 23
19.71%19.8%20.4%20.1%19.3%19.0%