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Aktivt val

Financial targets

Taken together, our goals contribute to the creation of long-term value. A high level of customer value is a requirement for sustainable profitability. Our focus on cost efficiency gives us the scope for investment required to enable us to remain an attractive bank in the future.

Return on equity

  • The return on equity shall amount to at least 15 per cent.

The return on equity for the full year 2018 was 16.1 per cent on total operations.

Return on equity, continuing operations

  Q4 18 Q3 18
 Q2 18
 Q1 18
 Q4 17
% 13.5 16.9 19.2
 15.4 14.4

Cost efficiency

  • Swedbank should be market leader in cost efficiency. Swedbank's C/I ratio for 2018 was 0.38%.

C/I ratio

  Q4 18 Q3 18
 Q2 18
 Q1 18
 Q4 17
% 0.41 0.36
 0.36
 0.39
 0.42

Capitalisation

Due to continued uncertainty around capital requirements Swedbank's board of Directors has not established a new capital target.

At the end of year 2018 Swedbank's Common Equity Tier 1 ratio was 16.3 per cent.

CET1 ratio

  Q4 18 Q3 18
 Q2 18
 Q1 18
 Q4 17
% 16.3 24.3
 23.6
 24.8
 24.6