Return on Equity
- The Return on Equity shall amount to at least 15 per cent.
- The Return on Equity for the full year 2018 was 16.1 per cent on total operations.
Financial targets
Taken together, our goals contribute to the creation of long-term value. A high level of customer value is a requirement for sustainable profitability. Our focus on cost efficiency gives us the scope for investment required to enable us to remain an attractive bank in the future.
Return on Equity, continuing operations
| Q3 19 | Q2 19 | Q1 19 | Q4 18 | Q3 18 |
|
|---|---|---|---|---|---|
| % | 14.1 | 16.6 | 15.5 | 13.5 | 16.9 |
Cost efficiency
- Swedbank should be market leader in cost efficiency.
- Swedbank's C/I ratio for 2018 was 0.38 per cent.
C/I ratio
| Q3 19 | Q2 19 | Q1 19 | Q4 18 | Q3 18 |
|
|---|---|---|---|---|---|
| % | 0.46 | 0.42 | 0.40 | 0.41 | 0.36 |
Capitalisation
- Swedbank’s Common Equity Tier 1 capital ratio will exceed the Swedish FSA’s requirement by 100-300bps.
- At the end of year 2018 Swedbank's Common Equity Tier 1 ratio was 16.3 per cent.
CET1 ratio
| Q3 19 | Q2 19 | Q1 19 | Q4 18 | Q3 18 |
|
|---|---|---|---|---|---|
| % | 16.3 | 16.1 | 15.9 | 16.3 | 24.3 |